Thorough Structure and Impressive Follow-Through
“CGF is very process oriented with a solid structure to follow. Their project management of the transition and plan dollars was really exceptional and impressive. It gave me the confidence that it was all going to go well.”
CGF Business Retirement Client
(unpaid testimonial, 12/15/20)
Business Retirement Plans
The Benefit of Having a Retirement Plan Advisor
As a business owner, nonprofit director, or a retirement plan fiduciary, you know how complicated business retirement plans can be. The general legalese, Internal Revenue Service (IRS) limits, and Department of Labor (DOL) regulations are overwhelming. That’s why it’s important to have a true retirement plan fiduciary in your corner. Colton Groome Financial provides the assurance and structure your business retirement plan needs, allowing you to focus on your employees and business.
Find out if your company qualifies for a Complimentary Review.
The Colton Groome Difference
A Single, Cohesive Point of Contact
Many investment advisors treat Business Retirement Plans as an ancillary business line. The retirement plan industry is highly regulated and exacting. That’s why Colton Groome Financial created a multifaceted team, unique in western North Carolina.
Members of our Retirement Plan Team have an exceptional skill set and specialize in a variety of retirement benefits including:
- 401(k)
- 403(b)
- Non-qualified retirement plans
Our team’s qualifications provide us with the capability to:
- Create more engagement with your employees,
- Educate your staff
- Direct you toward a better-suited and more cost-efficient employee benefit
- Lead your plan to its greatest potential
Our Retirement Plan department is intentionally credentialed as a whole, to work as a whole, so we can act as the single point of contact for your HR, finance, and administrative teams.
“Previous vendors were capable and confident, but they didn’t educate us. I don’t want my vendor holding all the knowledge and leaving me in the dark. Colton Groome explained so we felt confident in our own understanding. We feel entirely supported by their people.”
CGF Business Retirement Plan Client
(unpaid testimonial, 12/15/20)
Global Resources Served with Local Accountability
Colton Groome Financial understands the importance of experience, paired with collaboration. Our skilled local team brings with it the benefit of access to one of the nation’s largest and best resourced independent retirement plan brain trusts: RPAG (Retirement Plan Advisory Group). As a group member, we utilize RPAG for supplementary feedback and national data regarding:
- Investment due diligence
- Fee benchmarking
- Employee financial wellness
- Fiduciary compliance
- Ongoing, continued education
- Data aggregation, and more
“Most firms don’t realize how important immediate expert response is to us. We don’t have SUBJECT MATTER EXPERTs in house, but with Colton Groome they fill that role for us. It is a very valuable relationship.”
CGF Business Retirement Plan Client
(unpaid testimonial, 12/15/20)
A Transparent Structure That Instills Confidence
Graphic portrays the 3(21) Fiduciary process. CGF can also serve as a 3(38) Investment Manager.
ADDED VALUE: Employee Outreach & Education
As part of a competitive rewards package, one measure of your retirement plan’s effectiveness as a benefit is the level of plan participation – a marker for employee financial wellness.
To help guide your employees toward their brightest future, CGF spends a great deal of time educating employees. We inform them on not only reaching retirement, but enjoying long-term financial wellness after they do.
We provide annual employee seminars plus the extra offering of a free individual review and assessment meeting every year for each plan participant. We teach the zero-balance budget approach. This method ensures they know where every single one of their dollars is going each month and is one of the easiest ways to empower individuals and families to make their financial goals a reality.
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*Unless otherwise noted, Valmark Securities, Inc. is not affiliated with any other company referenced in this document.
Business Retirement Checkup
To find out if your company qualifies for a Complimentary Review, simply provide a few details and we’ll be in touch promptly.
The Retirement Plan Advisory Group (RPAG) is a separate entity from Colton Groome Financial and Valmark Securities, Inc.
Company Disclosures
Form CRS (Client Relationship Summary)
Privacy Policy
Form ADV Part 2A
Colton Groome Financial
1127-B Hendersonville Rd.
Asheville, NC 28803
Tel - (828) 252-1816
Fax - (828) 254-5895
info@coltongroome.com
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, and Certified Financial Planner™, in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
This testimonial was provided by current client. The client was not compensated, nor are their material conflicts of interest that would affect the given testimony. The testimony may not be representative of the experience of other current clients and does not provide a guarantee of future performance success or similar services.
Fee-based Financial Planning and Asset Management Services offered through Colton Groome Financial Advisors, LLC, an SEC Registered Investment Advisor. Securities offered through Valmark Securities, Inc. Member FINRA, SIPC, 130 Springside Drive, Akron, Ohio 44333-2431, 1-800-765-5201. Colton Groome Financial, and Colton Groome Financial Advisors, LLC are separate entities from Valmark Securities, Inc.
Colton Groome Financial Advisors, LLC is a Registered Investment Advisor (RIA). Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. This material is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results. Colton Groome Financial Advisors, LLC has exercised reasonable professional care and diligence in the collection, analysis, and reporting of this information but has not independently verified, validated, or audited the data. Colton Groome Financial Advisors, LLC makes no representations or warranties with respect to the accuracy of the information, nor whether it is suitable for the purposes to which it is put by users. Colton Groome Financial Advisors, LLC and its subsidiaries shall not be liable to any user of this report or to any other person or entity for any inaccuracy of this information or any errors or omissions in its content, regardless of the cause of such inaccuracy, error or omission. Furthermore, in no event shall Colton Groome Financial Advisors, LLC be liable for consequential, incidental or punitive damages to any person or entity for any matter relating to this information.
