Custom Insurance Strategies for Over 70 Years
Insurance Strategies
At Colton Groome, we believe insurance design should be a direct reflection of you and your goals. Through our relationship with Valmark Securities, Inc., we work together to strategically align the best carriers and products for your situation. In order to best serve our client’s needs, we remain fiercely independent and pride ourselves on designing customized insurance blueprints to help protect and provide, when it matters most. That’s why we advocate for YOU – not a carrier or producer group – so we can guarantee your best interest at heart.
We know insurance – Forbes lists CGF CEO as Top 100 Securities Provider in the U.S.*
A Comprehensive Plan
Colton Groome provides a comprehensive insurance plan through the use of various insurance products. These products will build your tailored insurance plan, offering customizable planning strategies for:
Life Insurance
Long-Term Care Insurance
Disability Insurance
Annuities
Key Person Insurance
Corporate Insurance Programs
5 Key Design Elements
After analyzing your key design elements, Colton Groome will provide a comprehensive plan utilizing a variety of insurance products.
There’s more to making good insurance choices than simply picking a number from a sales illustration. We have a proven approach which balances five key design elements and their importance to your specific needs, financial resources, and risk tolerance. These elements guide us in qualifying your insurance products:
Safety
The degree of protection for your disability, or long-term care benefit, and the equity of your policies.
Flexibility
The ability to modify your plan as needs and circumstances change.
Equity
The ability to accumulate accessible cash value in your policy.
Certainty
The degree of certainty that policy design parameters will perform as expected.
Premium
Minimizing the out-of-pocket expense for coverage.
True Advocacy
➤ Proven by Our Independence
The allegiance of Colton Groome Insurance Advisors is solely to you, our client.
We are not under the umbrella of any particular insurance carrier or producer group. This permits us to search the free-market for ALL options rather than steer you toward any pre-defined offerings or policies.
Private Underwriting
➤ Puts Us on Your Side of the Table
This is how you know that we are serving solely as your advocate.
Private underwriting allows us to control the process used to establish the ‘risk class’ assigned to your policy, which greatly impacts the premiums you pay. Then, we negotiate with insurance carriers to obtain optimal offers and advise.
Why Use Colton Groome Insurance Advisors?
Our 7 decades of experience navigating even the most complex insurance cases makes CGIA ideally suited to serve:
Individuals & Families
Businesses & Their Owners
Banks & RIA Firms
Ready to have an experienced insurance professional join your side of the table?
Questions?
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*Unless otherwise noted, Valmark Securities, Inc. is not affiliated with any other company referenced in this document.
*The Forbes ranking of Top Financial Security Professionals, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Out of approximately 32,725 nominations received, based on thresholds, more than 5,000 advisors received the award. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Valmark Securities, Inc or Valmark Advisers, Inc nor any of its Financial Professionals pay a fee in exchange for this award/rating. Valmark Securities, Inc and Valmark Advisers, Inc. is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/top-financial-security-professionals/ for more info.