Custom Insurance Strategies for Over 70 Years
At Colton Groome, we believe insurance design should be a direct reflection of you and your goals. Through our relationship with Valmark Securities, Inc., we work together to strategically align the best carriers and products for your situation. In order to best serve our client’s needs, we remain fiercely independent and pride ourselves on designing customized insurance blueprints to help protect and provide, when it matters most. That’s why we advocate for YOU – not a carrier or producer group – so we can guarantee your best interest at heart.
We know insurance – Forbes lists CGF CEO as Top 100 Securities Provider in the U.S.*
5 Key Design Elements
There’s more to making good insurance choices than simply picking a number from a sales illustration. A better approach balances five key design elements and their importance to your specific needs, financial resources, and risk tolerance:
The degree of protection for your disability, or long-term care benefit, and the equity of your policies.
The ability to modify your plan as needs and circumstances change.
The ability to accumulate accessible cash value in your policy.
The degree of certainty that policy design parameters will perform as expected.
Minimizing the out-of-pocket expense for coverage.
A Comprehensive Plan
After analyzing your key design elements, Colton Groome will provide a comprehensive plan utilizing a variety of insurance products. These products will build your tailored insurance plan, offering customizable planning strategies for:
Long-Term Care Insurance
Key Person Insurance
Corporate Insurance Programs
➤ Proven by Our Independence
The allegiance of Colton Groome Insurance Advisors is solely to you, our client.
We are not under the umbrella of any particular insurance carrier or producer group. This permits us to search the free-market for ALL options rather than steer you toward any pre-defined offerings or policies.
➤ Puts Us on Your Side of the Table
This is how you know that we are serving solely as your advocate.
Private underwriting allows us to control the process used to establish the ‘risk class’ assigned to your policy, which greatly impacts the premiums you pay. Then, we negotiate with insurance carriers to obtain optimal offers and advise.
Why Use Colton Groome Insurance Advisors?
Our 7 decades of experience navigating even the most complex insurance cases makes CGIA ideally suited to serve:
Individuals & Families
Businesses & Their Owners
Banks & RIA Firms
*The Forbes ranking of Top Financial Security Professionals, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years’ experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Out of approximately 32,725 nominations received, based on thresholds, more than 5,000 advisors received the award. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Valmark Securities, Inc or Valmark Advisers, Inc nor any of its Financial Professionals pay a fee in exchange for this award/rating. Valmark Securities, Inc and Valmark Advisers, Inc. is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/top-financial-security-professionals/ for more info.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, and Certified Financial Planner™, in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
This testimonial was provided by current client. The client was not compensated, nor are their material conflicts of interest that would affect the given testimony. The testimony may not be representative of the experience of other current clients and does not provide a guarantee of future performance success or similar services.
Fee-based Financial Planning and Asset Management Services offered through Colton Groome Financial Advisors, LLC, an SEC Registered Investment Advisor. Securities offered through Valmark Securities, Inc. Member FINRA, SIPC, 130 Springside Drive, Akron, Ohio 44333-2431, 1-800-765-5201. Colton Groome Financial, and Colton Groome Financial Advisors, LLC are separate entities from Valmark Securities, Inc.
Colton Groome Financial Advisors, LLC is a Registered Investment Advisor (RIA). Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. This material is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results. Colton Groome Financial Advisors, LLC has exercised reasonable professional care and diligence in the collection, analysis, and reporting of this information but has not independently verified, validated, or audited the data. Colton Groome Financial Advisors, LLC makes no representations or warranties with respect to the accuracy of the information, nor whether it is suitable for the purposes to which it is put by users. Colton Groome Financial Advisors, LLC and its subsidiaries shall not be liable to any user of this report or to any other person or entity for any inaccuracy of this information or any errors or omissions in its content, regardless of the cause of such inaccuracy, error or omission. Furthermore, in no event shall Colton Groome Financial Advisors, LLC be liable for consequential, incidental or punitive damages to any person or entity for any matter relating to this information.